Your Core Support Budget and How to make the Most of it.
The many financial assistance categories in your National Disability Insurance Scheme (NDIS) plan are natural to make you feel overwhelmed. We’re here to assist you in understanding the core supports budget and how to make the most of it.
Your NDIS plan may include three support budgets: core, capacity building, and capital. Your NDIS planner will customise your NDIS plan to include financing for accomplishing your goals and assisting you in your daily life.
The core supports budget provides cash to help with day-to-day chores related to your plan and life objectives. It is highly flexible throughout the four support areas that comprise the core supports budget, and how you spend it is entirely up to you. You can spend your funds interchangeably amongst the assistance areas to best meet your needs. For example, you could want to spend more of your core funds on meal preparation and less on taxi expenditures. Your support coordinator and plan manager are NDIS professionals who can assist you in understanding how to utilise your NDIS plan flexibility to get the most outstanding results!
01: Assistance with Daily Life
Name on NDIS portal – “Daily Activities”.
This category will cover all your expenses for assisting you in daily tasks. This could include:
- Meal preparation, personal care, cleaning or gardening.
- Assistance with laundry – linen service.
- Access to alternative living arrangements.
- Short and medium-term accommodation and assistance (including respite care).
- Supported independent living options.
- Assistance with daily life tasks provided in a residential aged care facility.
- Support coordinator to help you implement your plan, connecting you with support and budgeting.
- Nursing care to assist with your disability-related health needs.
Funding to cover transport expenses related to the impact of your disability, such as:
- Taxi expenses if you are unable to access public transport.
- Specialised transport services to get to school or other educational facility, employment, or out in the community.
Funding to pay for everyday items and low risk/low-cost products, like:
- Products related to your disability like nutritional supplements or continence products.
- Interpreting and translating support.
- Auslan or Signed English Training.
- Low-cost assistive technology for personal care and safety such as modifed cutlery or hand rails to improve your independence and/or mobility. You may also use these funds to do minor repairs to aids and equipment (assistive technology) for example wheelchair tyre puncture repair.
- Low-cost assistive technology for prosthetics and orthotics.
04: Assistance with Social, Economic and Community participation
Name on NDIS portal – “Social, community and civic participation”. Covers the cost to access and participate in the community, such as:
- Community, social or recreational activities in a range of environments such as in a community setting or centre.
- One-to-one support to assist you with attending a social outing, holiday, camp, class or specific interest/hobby like art, music, or drama class.
- Participate in sports and exercise including joining a sporting club.
- Help to go to community events such as the movies.
- Transport to and from activities including cost per km, parking, road tolls and public transport fares.
- Support to maintain your current employment.
Making the most of your core supports budget
There are many ways to use your core supports budget to get the best value for your funding.
Because the core supports budget is variable, you may tailor it to your needs and select the services that best fit your lifestyle. Be bold and think beyond the box! Is there any low-cost assistive technology, such as an app, that you might use to help you complete minor chores in your daily life? Could you put hand rails in the bathroom or around the house to increase your independence? Could you get a dog to keep you company and provide comfort?
Get the Best Price
Because most of our clients have most of their NDIS money allocated to the core support budget, making the most of it is critical. Researching suppliers and locating one with competitive prices might significantly affect your budget. One of the advantages of being plan managed is that you may utilise any provider, whether or not they are NDIS-registered. Non-NDIS-registered providers typically charge less than the NDIS pricing guide. However, conducting research, asking questions, and trialling a service is critical to discover one that best meets your needs.
Plan your Budget
The core supports budget pays for your necessary daily duties and must last the duration of your plan. This is where budgeting comes into play, because you don’t want your main budget to run out before your plan is finished. Calculate your daily costs and calculate how much it will cost (approximately) to fund your plan for the life of your plan. If you are an OZCare Disability Services client, we can assist you with budgeting, and our online client portal allows you to access and manage your funds so you can know how much you’ve spent and have left. Find out how we can help you manage your plan if you aren’t already a client.